FIAT Money Cycle vs Commodity Money Cycle vs Bartered Tokens

With FIAT money, the government generates the reserve currency that it spends, and collects it back as taxes and/or has other processes to prevent inflation.

With commodity money, bankers and Large Financial Groups accumulate the commodity that backs the reserve currency.  The government must tax or borrow from banks or Large Financial Groups to retrieve the commodity before generating the reserve currency used in government spending.

With bartered tokens, organizations generate tokens to pay workers.  The tokens can be redeemed by the organization for specific items.  The workers can trade the tokens with other people, who are allowed to redeem the tokens for their specified value.